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MINISTRY OF RURAL HOUSING AND SOCIAL AMENITIES |
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MANDATE OF THE MINISTRY
Rural Housing And Social Amenities Policy Based on these Principles, the Ministry has come up with a Rural Housing and Social Amenities Policy to guide its operations as it interfaces with various stakeholders. The key feature of the policy is that it is made up of two major components: the Rural Housing Policy and the Social Amenities Policy. The Rural Housing Policy component takes cognizance of the fact that, in pre-independent Zimbabwe, there were no specific policies to promote housing for the rural areas. To obviate this, the policy component on rural housing focuses on needs-based housing for the rural household family, resettled household family, community leaders, rural public servants and vulnerable groups. The Social Amenities Policy component, on the other hand, caters for, among others, the provision of facilities such as alternative sources of energy, service centres, access roads, small bridges, dams, clinics, village dispensaries, crèches, schools, sporting facilities, aerodromes, telecommunication networks, chief's courts, and community halls. The policy component also gives due regard to facilities for water and waste water reticulation. To ensure the successful realization of the Rural Housing and Social Amenities Policy, the Ministry will collaborate with other line Ministries and partners with a stake in rural housing and social amenities. Finally, the policy recognizes the need to engage the financial and banking sector, research institutions, development partners and other stakeholders in making resources available for the provision of sound and affordable housing and social amenities infrastructure. RATIONALE FOR THE RURAL HOUSING AND SOCIAL AMENITIES POLICYThe rationale for the formation of the Ministry of Rural Housing and Social Amenities is to bridge the gap between the underdeveloped rural sector and the more developed urban centres. This imbalance is rooted in the country’s colonial history, which marginalized the majority African population by forcing them onto sandy, barren and uninhabitable Tribal Trust Lands. The desire to regain the land wrested from Zimbabweans through brutal force and the various expropriation acts such as the Land Apportionment Act (1930), Land Husbandry Act (1951) and Land Tenure Act (1969) constituted one of the primary reasons for the Liberation Struggle. This process of pauperization was deliberately meant to create a pool of cheap labour to service industries and the white commercial farms. The imbalance between the two sectors was further exacerbated by the fragmented rural development strategies pursued by various development agencies in Independent Zimbabwe. The net effect of the above historical development was the intensification of rural-urban migration and the fact that housing and social amenities infrastructure in the rural areas are not as developed as those in urban areas. In considering the historical antecedents giving rise to this draft policy, it will be instructive to recall that, in spite of the immense sacrifices made by people in rural areas during the Liberation Struggle, urban people are benefiting more from Government driven projects and programmes. Furthermore, due to the Liberation War, houses, clinics, bridges, dip tanks, churches and other social amenities were damaged and in some cases, completely destroyed. Given the motivation for the creation of this Ministry, it is therefore not surprising that people in the rural areas have great expectations from this Ministry. The Ministry continues to receive an avalanche of enquiries and requests for assistance from members of the public across the length and breadth of the country. About seventy percent (70%) of the country’s population lives in rural areas, hence there is an urgent need to reconstruct and repair damaged infrastructure. In this regard, the Ministry will actively be involved in the reconstruction, repair and building of houses and social amenities infrastructure in collaboration with private-public partners. OBJECTIVES OF THE RURAL HOUSING AND SOCIAL AMENITIES POLICY In line with the Ministry’s mandate of promoting and facilitating rural development through the provision of sound and affordable housing and social amenities for use by people in communal and resettlement areas, this policy endeavors to achieve the following objectives:
POLICY BENEFICIARIESThe beneficiaries of this policy can be classified into two basic categories namely:
Internal client
School children will benefit from conducive learning environments with adequate facilities such as classrooms, toilets, potable water, Information Communication Technology (ICT) centers and science laboratories.
Civic organisations will benefit from the development of rural areas since they can conduct business in conducive environments. This will also result in school children not being disrupted from the use of their classrooms by civic organisations who would be in need of venues for their functions.
Rural communities need to participate actively in the arts and craft industry. Talent in arts and craft will be unlocked through the provision of requisite facilities and incentives. With the development of community halls, public squares and theatres, the rural community will benefit from the entertainment provided. Art and craft products will find their way to markets through art and craft centres. This will enhance the preservation of our cultural heritage.
The provision of such facilities as banks, factory shells, bus ranks, market sheds, vendor marts, shopping malls, and office complexes will result in the private sector coming in to open businesses which will improve the quality of life of the rural community.
The provision of roads, schools, clinics, community halls, community radios, footbridges, playgrounds, recreation parks, sports stadia, among others that are mentioned elsewhere in this policy document, will make rural life attractive. Communities will benefit from patenting their products and services and collect revenue from tourists.
The policy envisages an improvement of the service infrastructure for the farmers in rural areas.
The sports talent that lies in the rural areas remains untapped. The policy seeks to do this by improving sporting facilities in schools and at ward and district levels for the sportspersons to gain entry into provincial, as well as national competitions.
The provisions under this policy will provide youths and women with life skills, employment and recreation.
The improved infrastructure will result in the rural areas being accessible and attractive to local and international tourists.
The policy seeks to improve the worshipping environment for all religious groupings through the provision of appropriate infrastructure such as church buildings and proper water and sanitary facilities.
This policy seeks to address the concerns of vendors by providing appropriate vending stalls with water and sanitary facilities for them to conduct their business.
The policy seeks to provide facilities for community leaders such as housing, chiefs’ courts, and telecommunication networks to enable them discharge their duties.
Through the provision of the various facilities listed in this policy document, the local authorities will realize revenue through the taxes charged for the use and maintenance of the infrastructure. Where capacities are not available, local authorities will be provided with such. RURAL HOUSING & SOCIAL AMENITIES CONTRIBUTION TO ECONOMIC DEVELOPMENTRural Housing and Social Amenities programmes have to empower rural communities economically so that they contribute to sustainable economic development.
Participation in such activities will create jobs, ensure food security, reduce poverty as well as provide the means to service loans. Social Services
Empowerment
RURAL HOUSING POLICYThe Rural Housing policy locates the beneficiaries at the centre of housing programmes. It is anchored on creating a favourable environment for people to construct their own houses, consistent with their socio-economic status. The policy calls for research to establish comprehensive and specific housing needs of the rural people. HOUSING FOR COMMUNAL PEOPLE Provision of housing for orphans, the elderly and the disadvantaged will be subsidized. The bulk of the Government housing resources will, therefore, be utilized to assist this category. Mechanisms will be worked out to provide grants through local authorities for the provision of housing to vulnerable groups which include, among others, the aged, disabled and destitute. Issues of funding for other categories of communal people are reflected in the Rural Housing Fund section of this policy. HOUSING FOR A1 RESETTLEMENT FARMERS The housing model to be used at household level will consist of a house with two or three bedrooms with a lounge, a round shaped traditional kitchen, granary, rubbish pit as well as a blair toilet to guarantee public health and safe waste disposal. Issues of funding are reflected in the Rural Housing Fund section of this policy. HOUSING FOR A2 RESETTLEMENT FARMERS Issues of funding are reflected in the Rural Housing Fund section of this policy. HOUSING FOR RURAL PUBLIC SERVANTS Decent accommodation will enable public servants to provide quality service in rural areas. In this regard, a housing ownership scheme will be set up for public servants and preference under this scheme will be given to those without institutional accommodation. Issues of funding are reflected in the Rural Housing Fund section of this policy. HOUSING FOR COMMUNITY LEADERS Issues of funding are reflected in the Rural Housing Fund section of this policy. HOUSING AT THE LEVEL OF BUSINESS CENTRE/RURAL SERVICE CENTRE HOUSING PROGRAMMES AT THE GROWTH POINT LEVEL Issues of funding are reflected in the Rural Housing Fund section of this policy. ARRANGEMENTS TO EXPEDITE HOUSING DELIVERY While this policy acknowledges the central role of Government as a facilitator and developer, it goes beyond that by recognizing the need to review current legislation, planning and housing building standards and introducing innovations in the construction, design technology and materials for the delivery of adequate, durable and affordable housing to the rural communities. BUILDING BRIGADES The work done by such brigades will be monitored to provide durable structures. Participation in building brigades will not only create employment but also prepare individuals for entrepreneurial activities in the construction industry. POLICY OPTIONS FOR FINANCING RURAL HOUSING DEVELOPMENT One of the major challenges that the Ministry faces is the mobilization of adequate and appropriate financing for housing development. In light of the foregoing, this policy is premised on several options regarding the financing of rural housing infrastructure in rural areas. These include, among others:
RURAL HOUSING FUND A Rural Housing Fund will be established as governed by the Rural Housing Fund Constitution. The purpose of the Fund is to advance loans and grants to individuals, associations and communities in rural areas for the purpose of servicing, constructing and renovating housing properties and to meet the cost of research into appropriate housing designs and technology. Repayment of the loan component will be structured in a manner that enables beneficiaries in rural areas to adequately service their loans while at the same time remaining productive. Recoveries will be done on a monthly to seasonal basis depending on the end-user’s financial capacity. Government Extension workers will play a key role in the recovery programme. Permutations on repayments by the beneficiaries at Business Centre, Rural Service Centre and Growth Point Levels will be project specific as the individuals may be assisted at different levels of constructing their houses. As the Ministry of Rural Housing and Social Amenities interfaces with other line Ministries and local authorities, it will provide decent housing for the rural public servants by either renovating the existing structures or erecting new ones. Modalities of recovering the cost of construction of housing for public servants will be worked out. PRIVATE SECTOR INITIATIVES In the case of the former, the employer avails housing loans to the employees. The long term advantage of this initiative is that it enables rural areas to retain manpower and bolster productivity. Supplier finance, on the other hand, envisages the provision of ‘synthetic’ or flexible credit terms by suppliers for the financing of rural housing. In light of the current boom in the construction industry, the terms could be negotiated with representatives of suppliers, contractors and service providers. Furthermore, it is anticipated that the financial sector will complement Government efforts in availing funds for the provision of housing and social amenities. In this respect, the establishment of the Infrastructure Development Bank of Zimbabwe is timely as it provides an important vehicle for raising cheap and affordable capital. The bank, which is a new version of the formerly envisaged Housing Development Bank, should take advantage of the creation of the Ministry of Rural Housing and Social Amenities which is a construction arm of Government in the rural areas. All funds to be disbursed from the bank will be fully insured under the Rural Insurance Project which, in turn, will be fully supported by reinsurance umbrella organizations. On the same note, building societies constitute another financing window. However, it is often restricted by the need for collateral and stringent demands for repayment. It is anticipated that the introduction of a tailor-made Rural Insurance Scheme will enhance prospects of funding rural housing by building societies.
SELF FUNDING BY INDIVIDUALS PENSION FUNDS The policy seeks to redirect some of the funding from the pension funds to rural housing projects. Pursuant to this, the Ministry will apply this option to complement financing by the Rural Housing Fund. SOCIAL AMENITIES POLICYThe Social Amenities Policy component of the Rural Housing and Social Amenities Policy seeks to uplift the lives of the rural people. In this policy, a social amenity is a public utility which serves and benefits the whole community. In this regard, the rural social utilities covered under this policy include, inter alia:
RURAL SCHOOLS In communal areas, emphasis will be on improving the quality of educational infrastructure. The Ministry of Rural Housing and Social Amenities will, in conjunction with the Ministry of Education, Sport and Culture, RDCs and other stakeholders, construct new schools in the resettlement areas and renovate those already in existence. To promote the quality of education, ICT-based resource centres will be constructed. This will be done hand in hand with the electrification of classrooms and teachers’ houses. In all instances, local communities will be mobilized to provide labour and materials. HEALTH FACILITIES The establishment of village dispensaries will cut the long distances one needs to travel to access medical care and improve access to drugs. Each dispensary will be manned by a nurse aid. PUBLIC INFRASTRUCTURE ANIMAL HEALTH INFRASTRUCTURE AMENITIES AT BUSINESS CENTRES, RURAL SERVICE CENTRES AND GROWTH POINTS SACRED AREAS Pursuant to this, access to these areas will be controlled and limited in terms of the cultural and religious beliefs of the specific areas. COMMON SERVICE CENTRES OWNERSHIP AND USE OF PROPERTIES Income realized from these institutions will be used to renovate, upgrade and upkeep of these facilities hence the need to charge commercial rates. COMMUNAL UTILITIES / PROPERTIES POLICY OPTIONS FOR FINANCING SOCIAL AMENITIES INFRASTRUCTURE DEVELOPMENT The policy options are based on the need to mobilize adequate and appropriate financing for social amenities infrastructural development to generate economic activity and employment. They include, among others:
SOCIAL AMENITIES DEVELOPMENT FUND The establishment of the Social Amenities Development Fund will be governed by the provisions of the Fund’s constitution. MOBILISATION OF FUNDING FROM THE PRIVATE SECTOR AND STATE ENTERPRISES Some of the infrastructure, the funds could be invested in include vendor marts, factory shells, mini-shopping malls at growth points and ports of entry at the county’s borders, classroom blocks, laboratories, information communication technologies like internet and mobile telephone facilities, individual and community irrigation schemes, mini-hydroelectric power stations and alternative forms of energy like solar PV, wind and biomass. To make the projects attractive to potential investors, it is critical that they are underwritten by adequately capitalized rural insurance schemes. In line with the drive to add value to agricultural and other agro-based products, institutions like the Industrial Development Corporation (IDC) will be approached to set up industries to process cotton, ground nuts, bananas, citrus fruits, mangoes, sugar cane, mushrooms, vegetable canning and drying. This has the added advantage of creating employment in rural areas. THE FINANCIAL SECTOR SUPPORTING INFRASTRUCTUREThe Ministry of Rural Housing and Social Amenities will work hand in hand with other line Ministries and Developmental partners whose mandate is to accelerate rural development. The supporting infrastructure covered under this policy include, among others:
Communal, A1 and A2 resettlement areas experience an acute shortage of transport due to lack of road infrastructure and inadequate maintenance. This has led to intermittent and, sometimes, complete withdrawal of service by some transport operators. The policy, therefore, seeks to address transport issues from a holistic perspective. The Ministry of Rural Housing and Social Amenities will collaborate with development partners, who include, among others, the Ministry of Transport and Communications, Ministry of Finance, Ministry of Economic Development, Ministry of National Security, Lands, Land Reform and Resettlement, Ministry of Energy and Power Development, District Development Fund (DDF), Infrastructure Development Bank of Zimbabwe and RDCs. Most of the roads in rural areas are gravel and hence labour-based road maintenance strategies will be used to provide employment in communal and resettlement areas. On the same note, access roads or pathways that encourage the use of intermediate means of transport will be constructed and properly maintained to link centres of economic activity.
Effective communication remains a major pre-requisite for rural development. Communication networks including fixed telephones, mobile phones, Internet, print and electronic media, community radio, Geographical Information Systems (GIS) and fax services will be established for rural areas. The development partners include, among others, the Ministry of Transport and Communications, Ministry of Energy and Power Development, Ministry of National Security, Lands, Land Reform and Resettlement, Ministry of Finance, Ministry of Economic Development, Infrastructure Development Bank of Zimbabwe, RDCs, Power-Tel, TEL-ONE, NETONE, Telecel and Econet. On a related note, the Rural Electrification programme being undertaken by the Rural Electrification Agency (REA) provides an opportunity to facilitate telephonic/electronic communication. The policy endeavors to encourage the licensing of REA, a subsidiary of ZESA as a provider of telephone services. Once ZESA is licensed in this way, it is possible to provide tele-communication facilities for every rural institution.
Community radios should be viewed as vehicles to promote the emergence of discussion platforms on community development projects as well as disaster preparedness. Community radios will be positioned at strategic centers such as schools, community halls and clinics. In liaison with the Broadcasting Authority of Zimbabwe and relevant stakeholders, modalities to provide community radios in the rural areas will be worked out.
The Rural Electrification programme being pursued by the Rural Electrification Agency (REA) provides an opportunity to enhance the provision of telephone communication. The policy fully supports the licensing of Powertel, a subsidiary of ZESA Holdings. The Internet is a powerful strategic tool that can be used by local farmers and SMEs to market their products. Strategic centres such as business centres, rural service centres, growth points, police stations, administrative centres and Chiefs’ homesteads will be hooked to the faxes, internet to assist in the conveyance of information from one place another. All these communication services will act as pull factors in attracting and retaining qualified personnel from urban centres into rural Zimbabwe.
The policy will see the construction of new and upgrading of existing postal agencies in communal and resettlement areas. This will be done in collaboration with the Ministry of Women’s Affairs, Gender and Community Development to ensure that every community hall to be built in every ward has provision for a postal agency and banking facilities.
Water plays a very important role in the development of rural areas. Therefore, water will have to be provided for both domestic and commercial use. Under commercial use, irrigation water will have to be provided sufficiently. The Ministry of Rural Housing and Social Amenities will work with development partners who include, among others, the Ministry of Water Resources and Infrastructure Development, Ministry of Agriculture, Ministry of Finance, Ministry of Economic Development, Infrastructure Development Bank of Zimbabwe, Zimbabwe National Water Authority (ZINWA), DDF and NGOs in the provision of water reticulation infrastructure.
The policy recognizes the existence of other sectoral policies that address the issue of irrigation schemes. However, there is need to put in place an intervention policy regarding irrigation facilities in rural areas. To improve food security at the family level, user-friendly small irrigation schemes, including sprinklers, gravity and drip irrigation for small and large gardens, will be deployed. Wind technology will also be harnessed to provide irrigation to small and large-scale farmers.
Energy is equally important for the rural development. The Ministry of Rural Housing and Social Amenities will liaise with REA whose mandate is to accelerate rural electrification. The Ministry will facilitate the process of final connection of rural electricity into facilities of beneficiaries. Alternative sources of energy, for example mini-hydro, wind energy, solar energy and bio-gas will have to be made available in rural areas. Other partners involved include, among others, the Ministry of Energy and Power Development, Ministry of Finance, Ministry of Economic Development, Ministry of National Security, Lands, Land Reform and Resettlement, Infrastructure Development Bank of Zimbabwe, RDCs, and NGOs. RESOURCE DEVELOPMENTResource development focuses on the material and technology development in the built environment. The elements of resource development will be:
Research & Development Building materials Foreign technologies will be adapted as a last resort. Deployment of Indigenous Knowledge Systems Design Systems Following this, standard designs will be done and act as a basis for facilitating the quantities and manpower requirements to be provided by the Ministry, other players and the beneficiaries themselves. Skills Development Labour-Based Technologies These will, therefore, be employed as a way of empowering the local communities. The main focus of labour-based technologies will be the construction of new and maintenance of existing infrastructure such as:
POLICY MANAGEMENTThe Rural Housing and Social Amenities Policy will be managed by the Ministry of Rural Housing and Social Amenities through its structures. The management process will involve policy implementation, review, monitoring and evaluation of the impact at all the levels. The implementation, review, monitoring and impact evaluation of the Rural Housing and Social Amenities Policy will be executed through already existing structures at National, Provincial, District, Ward and Village levels. Whereas policy direction will be provided at Cabinet level, decisions will be made on the basis of detailed information from household level upwards. Thus, a rural-based approach will govern all activities under this policy. The policy direction will be to empower individuals at various levels to take charge of the policy implementation process and raise the degree of accountability and ownership. To this end, the policy will be translated into local languages. The Rural Housing and Social Amenities Policy will be reviewed annually or as and when necessary, depending on the requirements of intended beneficiaries.
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